Our Mission
We believe small businesses in emerging markets deserve the same speed and reliability of credit that larger businesses have access to. Flow builds the infrastructure that makes it possible for financial institutions to deliver it.
Our Approach
We combine data and credit science to build lending infrastructure for customers most systems can't see — thin files, small tickets, high volume. Financial institutions deploy it in weeks, not years, white-labeled under their own brand.
Global Reach and Impact
Flow's technology has processed over 10 million loans totaling more than $200 million in credit delivered through our partners and network organizations.
Our Team
Nitin Garg and Michael Rothe founded Flow with a vision to use technology and innovation to help businesses grow globally.
