Making a Difference,
One Business at a Time

At Flow, we’re proud to help small businesses access the funding they need to thrive. We’ve processed over 10,00,000 growth capital applications, injecting more than $200 million in liquidity to over +30,000 small businesses in Uganda and Rwanda

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Customer Stories

Real-world stories of how Flow’s technology is helping businesses improve access, efficiency, and growth.

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Driving Financial Inclusion in Emerging Markets

At Flow, we build technology that helps financial institutions deliver better financial services to underserved businesses and communities. Our technology enables faster access to finance, supports business growth, and helps create more sustainable livelihoods.

Our impact was independently assessed by 60 Decibels, in collaboration with SCBF, with key findings including:

94% of our customers have used a product like flow’s float advance for the very first time

65% of customers shared that flow’s loan product has helped them service more people

45% of customers shared that their income has grown significantly

35% of customers reported feeling much less financial stress

These results demonstrate how technology can go beyond enabling financial services - it can help financial institutions reach more businesses, improve access, and create meaningful economic impact.

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Partnering with Flow Global has enabled Izwe to unlock a completely new business segment—offering short-term working capital to Mobile Money Agents in Zambia through the Izwe Float facility. The Flow platform’s flexibility has allowed us to scale with rapid disbursements, seamless reconciliation, and improved operational efficiency. With Flow, we’ve been able to deliver a fast, transparent, and hassle-free financial solution that empowers agents to grow their businesses with confidence.

- Willie Steenkamp, Financial Services Specialist, IZWE

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Flow’s app has empowered us to scale our lending operations significantly. We now manage over 1,000 new leads, engage with more than 10,000 users, and process loans exceeding USD 8 million each month.

– Praveen Saldanha, CEO, Flow Uganda

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Flow offers invaluable reliability, business skills and agility, so that together we can succeed in an innovative and promising partnership throughout Madagascar.

- Benoit SARRAUTE, General Director, Sipem Banque, Madagascar

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Flow’s platform has enabled us to adapt our strategy swiftly, allowing a seamless shift from a door-to-door sales approach to a distributor-led agent financing model. It now supports customer onboarding through Sales Representatives, the Support Team, and multiple channels.

– Maradona Hussein, COO, Flow Rwanda

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Read the Full Report

We harness cutting-edge technology to deliver fast and accessible working capital to small businesses.

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Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

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